Analysis of Asset Allocation

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FINANCIAL DICTIONARY & GLOSSARY: DEP - DI
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deposit - to place money in a bank; an amount of money in a bank; an amount of money paid to reserve an item; an amount of money paid when hiring something (e.g. a car) that is repaid if it is returned in good condition.

deposit account - pays interest, but usually cannot be used for paying checks; notice is often required to withdraw money.

depreciate - to lose value, or decline in price.

depreciation - the reduction in value of a fixed asset due to use, obsolescence, etc. (by a charge against profits); or the loss of value of a currency.

depression - a serious, long-lasting recession.

deregulation - the ending or relaxing of legal regulations or restrictions in a particular industry (e.g. the stock exchanges in New York in 1975, in London in 1986).

derivatives - financial instruments such as options that are based on underlying securities.

derived demand - secondary demand: e.g. the demand for industrial goods which itself depends on the demand for consumer goods.

devaluation - when a government or central bank formally decreases the value of its currency under a system of otherwise fixed exchange rates.

diminishing balance method of depreciation - see reducing balance.

method direct cost - see prime cost.

direct costing or variable costing - provides the average variable cost for a product or process (which often depends on the volume manufactured).

direct debit - like a standing order, but the amount is not specified in advance (used to pay telephone bills,).

direct selling - when manufactures sell directly to retailers, without using wholesalers; or when wholesalers sell directly to the public without using retailers.

direct taxes - are levied on people's incomes and companies' profits.

dirty floating exchange rate - see managed floating.

discount - a price reduction; to sell at a reduced price, in return for the purchase of a large quantity, payment in cash, rapid payment, etc.; or to sell a bill at below its face value.

discount broker - stockbroker who buys and sells for customers at very low commissions.

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a-ac, ac-amam-asas-baba-be, be-br, br-cap, cap-cas, ce-col, col-com, com-corcor-cucu-deb, deb-dem, dep-dis, dis-du, du-em, em-ex, fa-fi, fi-fr, fr-ge, ge-gr, ha-im, im-ine, inf-int, int-inv, inv-la, la-li, li-lo, lo-marmar-mark, mat-mo, mo-na, na-od, of-ou, ov-pa, pa-po, po-pri, pri-pro, pro-qu, qu-red, red-res, res-sa, sa-sh, sh-sta, sta-sto, str-ta, ta-tr, tr-un, un-va, va-we, we-zz

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